Legal problems can be overwhelming for anyone, but they can be especially challenging for seniors and individuals living with disabilities. Many people in these groups face financial hardship, health issues, and barriers to accessing legal services. That is why organizations like the Center for Disability and Elder Law (CDEL) play a vital role in the American legal system.
Based in Chicago, this nonprofit organization provides free civil legal services to low-income seniors and people with disabilities. Over the past four decades, CDEL has helped thousands of individuals resolve legal problems related to housing, estate planning, guardianship, and financial security.
This article explains what the Center for Disability and Elder Law does, the services it provides, and why it matters both for everyday people and for legal professionals.
What Is the Center for Disability and Elder Law?

The Center for Disability and Elder Law (CDEL) is a nonprofit legal services organization that focuses on helping low-income seniors and people with disabilities in Chicago and suburban Cook County, Illinois.
Founded in 1984, the organization was created to address the growing need for legal assistance among people who often struggle to access traditional legal services.
CDEL’s mission has two main goals:
- Provide free legal services to seniors and individuals with disabilities.
- Promote pro bono (volunteer) legal work within the Chicago legal community.
Through these efforts, CDEL helps ensure that vulnerable populations can protect their legal rights and maintain stability in their daily lives.
Who the Organization Helps
The Center for Disability and Elder Law focuses on individuals who face the greatest barriers to legal support.
Typically, the organization assists people who:
- Are 60 years or older, or
- Live with a permanent disability, and
- Have limited income or financial resources, and
- Live in Cook County, Illinois.
Many of these individuals cannot afford private attorneys but still face serious legal issues such as eviction, debt lawsuits, or guardianship disputes.
CDEL provides them with the legal guidance they need to protect their rights and improve their quality of life.
Key Legal Services Provided
The Center for Disability and Elder Law handles a wide range of civil legal matters that affect seniors and people with disabilities.
Below are the main areas where the organization provides support.
- Estate Planning and End-of-Life Planning
One of the most important services offered by CDEL is helping individuals plan for the future.
Attorneys assist clients with creating:
- Simple wills
- Living wills
- Powers of attorney for health care
- Powers of attorney for property
- Transfer-on-death instruments
These documents ensure that a person’s wishes are respected if they become unable to manage their own affairs.
For seniors in particular, proper estate planning can prevent family conflicts and financial problems later on.
- Housing and Property Issues
Housing problems are one of the most common legal challenges faced by low-income seniors.
CDEL helps clients with issues such as:
- Landlord-tenant disputes
- Eviction cases
- Property ownership problems
- Real estate tax concerns
- Housing stability matters
By addressing these issues early, the organization helps individuals remain in their homes and avoid homelessness.
- Consumer Debt and Financial Protection
Many seniors and disabled individuals are targeted by predatory lenders or aggressive debt collectors.
CDEL assists clients with:
- Debt collection lawsuits
- Consumer protection issues
- Financial exploitation cases
- Credit disputes
Legal representation can help clients challenge unfair claims and avoid losing assets due to debt problems.
- Adult Guardianship Cases
Guardianship cases are another major area of legal work for CDEL.
Guardianship is often necessary when a person cannot make important decisions due to disability, illness, or cognitive decline.
CDEL helps families with:
- Filing guardianship petitions
- Court representation
- Guardianship paperwork
- Legal guidance for caregivers
These services ensure that vulnerable individuals have someone legally authorized to make decisions in their best interests.
- Family Law and Divorce Assistance
In some situations, seniors or disabled individuals need help resolving family law issues.
CDEL may assist with:
- Divorce cases
- Property division
- Legal separation issues
Although these cases are less common than housing or estate planning matters, they can significantly impact financial security.
Community Legal Clinics and Outreach Programs
To make legal help more accessible, the Center for Disability and Elder Law operates community legal clinics across Cook County.
These clinics allow individuals to:
- Meet with legal professionals in their own neighborhoods
- Receive help with legal paperwork
- Ask questions about legal rights and options
The clinics are often held at community centers, senior centers, and nonprofit organizations.
This approach helps remove barriers such as transportation challenges or mobility limitations.
The Role of Volunteer Lawyers
A key feature of CDEL’s work is its strong network of volunteer attorneys.
More than 1,000 lawyers from Chicago law firms and legal organizations volunteer their time to help clients through CDEL programs.
These lawyers provide services such as:
- Court representation
- Legal advice
- Document preparation
- Case research
For many attorneys, volunteering with CDEL is an opportunity to give back to the community while gaining valuable experience in public interest law.
Why Organizations Like CDEL Matter
Access to legal help is not equal for everyone.
Studies show that many low-income individuals face legal problems but never receive professional assistance. Without legal help, issues like eviction, debt lawsuits, or guardianship disputes can quickly spiral out of control.
Organizations like the Center for Disability and Elder Law help close this justice gap by providing services that would otherwise be unavailable.
Their work:
- Protects vulnerable populations
- Prevents housing instability
- Promotes financial security
- Ensures fair treatment under the law
In many cases, legal assistance from CDEL can change the entire course of a person’s life.
Information for Law Practices and Legal Professionals
For law firms and attorneys, CDEL also serves as an important partner in expanding access to justice.
Law practices can work with the organization through:
- Pro bono case placements
- Volunteer programs
- Legal clinics
- Mentorship opportunities
These partnerships allow attorneys to use their skills to serve communities that might otherwise go without legal representation.
At the same time, lawyers gain valuable experience in areas such as elder law, housing law, and disability rights.
Location and Contact Information
The Center for Disability and Elder Law is located in downtown Chicago.
Address:
205 W. Randolph Street, Suite 1610
Chicago, Illinois 60606
Phone:
312-376-1880
Individuals seeking assistance typically need to call during intake hours to determine whether their case qualifies for services.
Final Thoughts
The Center for Disability and Elder Law is an important example of how the legal profession can serve the public good.
By providing free legal services to seniors and individuals with disabilities, the organization helps protect some of the most vulnerable members of society.
For everyday people, CDEL offers guidance, protection, and peace of mind during difficult legal situations. For law practices, it represents a model of how pro bono work and community partnerships can make the legal system more accessible.
As the population ages and legal needs continue to grow, organizations like the Center for Disability and Elder Law will remain essential in ensuring that justice is truly available to everyone.
